Who decides if you are self-funded or eligible for Council support?
Following the assessment of your needs you will be advised about any likely charges. If it is possible that you would qualify for help with the charges you will be asked to complete a financial assessment form. If you are unable to do this your family, carer or legal representative can help you. This form asks for details about your income, savings and other capital assets (eg any property that you own). From this form, it will be possible for the Assessment and Income staff to work out whether you would be entitled to Council assistance in paying towards a care home placement, or whether you would have to pay for your own placement.
You should not try to dispose of any savings or capital assets you have (for example your home), in order to try and reduce your contribution to the cost. If you do so, the Council will still include those savings and capital assets when your share of the charge is worked out.
All people whose assessed needs can best be met by being cared for in a nursing care home are entitled to receive the nursing element of their care for free. A nurse from will assess your level of nursing needs and the home will be paid directly in accordance with this assessment. This scheme is referred to as free nursing care. Thistop up ‘payment’ will have been taken into consideration by the home when it sets its fees to you or to the Council.